Modi Govt Scheme: Invest Just Rs 126/month, And Get Rs 36,000 Yearly

Modi Govt scheme: Atal Pension Yojana (APY) was launched by the Narendra Modi government in 2015 and is a government-run scheme. The pension scheme is good for everyone who is looking for a good return at a very low risk. APY mainly focuses on the unorganised sector and investors who want to get a good return by investing a very small amount. A person can begin investing in the Atal Pension Yojana between the age of 18 and 40 years. They will earn a fixed minimum monthly return ranging from Rs 1000 to Rs 5000. The return depends on the contribution and the age when the investment was started by the depositor.

Under the government-run pension scheme, a contributor has three payment modes of contributions which are monthly, quarterly and half-yearly. If a person chooses to do a monthly investment of Rs 126, s/he will get a minimum guaranteed return of Rs 3000 per month after the age of 60. When the return is added up, it adds up to Rs 36,000 yearly pension after investing for 42 years. All they need to do is open a savings account either with a bank or a post office.

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