Insurance Claim Not Permissible If Accident Caused By One's Own 'Rash Driving', Says Supreme Court news18.com

New Delhi: The Supreme Court has ruled that one cannot make an insurance claim for a road accident if it was caused on account of one’s own “rash and negligent driving”.

The bench of Justices NV Ramana and S Abdul Nazeer, however, said the deceased person was entitled to the compensation available under the insurance policy's "personal accident" cover.

“A claimant, in our view, cannot maintain a claim if he/she has caused the accident on account of his/her own rash and negligent driving, and make the insurance company pay for the same,” a bench said.